Expense management built for every way your team spends

One platform. Every type of business expense.

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Let AI prepare the expense. Keep people in control.

Expend’s AI handles the repetitive preparation behind expense management. It reads receipts and invoices, extracts key details, captures VAT and line items, and suggests expense categories.

Automated policies then check what information is required and Approval Workflows route the expense to the right reviewer.

Less data entry for employees means improved accuracy, while your team keeps the final say.

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expense processes

Employee spend rarely fits one neat process

Some teams need expense cards. Others already use business credit cards. Employees may also claim mileage, upload invoices, or pay out of pocket from time to time.

Expend brings those different workflows together, so finance teams can reduce receipt chasing, improve visibility and keep expense data ready for approval and accounting.

See every card purchase as it happens and stop out-of-policy spend

Expend's physical cards and virtual cards give employees a simple way to pay for business expenses, while finance keeps real-time visibility and control over company spend. Set budgets, track card activity live, and apply flexible controls to manage how and when cards are used - without employees needing to pay out of pocket.

Opening a new Expend account is easy. Once your business is set up, you can issue virtual cards to employees the same day.

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Card connect

Use Expend cards - or keep the cards your teams already use

With Card Connect™, you can connect existing Visa and Mastercard business cards to Expend, so employees keep using the cards, credit limits and rewards they already rely on. Finance gets real-time transaction visibility, receipt prompts and cleaner expense data without disrupting how the business spends.

That means finance teams can manage employee card spend in one platform, whether it happens on Expend cards, the cards your business already uses, or both.

Connect existing Visa and Mastercard business cards
Keep credit limits, rewards and banking relationships
Capture transactions and receipts in real time
Manage all expense types, including mileage tracking

Capture expenses while the details are still fresh

Help your employees complete expenses at the point of spend. Card transactions trigger receipt prompts, receipts and invoices can be scanned with AI, mileage can be tracked through the app, and employees can add categories, notes and tracking details before anything gets missed.

That gives finance teams cleaner expense data earlier, reducing the chasing and correction work that usually builds up at month-end.

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Mobile app approved expenses

Control spend without slowing everyone down

Finance teams need compliance and visibility. Employees need a simple way to pay, submit and move on.

Expend balances both. Expense Policies control what employees need to submit, Approval Workflows route expenses to the right reviewers, and card controls help manage how employees spend. The result is a process that feels easier for employees and more controlled for finance.

Automation where it helps and humans where it matters

Expense software should make finance easier, not leave you to figure everything out alone.

Expend combines automation with real human support across onboarding, setup and customer service. Whether you are connecting cards, or configuring policies, our team helps you get it right from the start.

• Human onboarding support

• Help configuring cards, policies and workflows

• Customer service from real people based in the UK

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Send accurate expense data into accounting

Reconciliation is easier when expense data is complete before it reaches finance.

Expend captures receipts, VAT, categories, tracking groups, mileage, notes and approval details, then syncs or exports approved expense data into your accounting workflow. Connect with systems including Xero, QuickBooks, NetSuite, Business Central, Sage Intacct, Sage Cloud, Zoho Books, FreeAgent and OneAdvanced.

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Our 100% Satisfaction Guarantee

Choose Expend with confidence. See the difference for your business, backed by a 90-day money-back guarantee.

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Still comparing options?

Here are the reasons finance teams choose Expend

Keep your existing cards with Card Connect™

Bring existing Visa and Mastercard business cards into Expend, reducing disruption.

Add Expend cards where you need more control

Issue physical or virtual cards with limits, security controls and real-time spend visibility.

Capture and complete expense reports in real-time

Employees complete as they go, reducing missing receipts and month-end admin.

Give finance cleaner data every time

Receipts, categories, notes and tracking groups are captured earlier, reducing errors.

Control spend without manual checking

Expense Policies and Approval Workflows work automatically in the background.

Sync approved data into accounts

Make month-end easier to manage by sending accurate expense data into your accounts.

backed by our 100% satisfaction guarantee

Trusted by businesses and rated by real users

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