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Expense management that fits the way your business already works
Expend gives finance teams the control, visibility and automation they need, without forcing every employee, card or process to change overnight.
You should not have to rebuild your expense process to improve it
Many expense platforms work best when every team uses the same cards, the same process and the same way of spending. Real businesses are not that neat.
You may already have business credit cards in use. Some teams may need company cards. Others may claim mileage or out-of-pocket expenses. Finance still needs one place to manage it all.
Expend is built around flexibility. You can introduce better expense control without forcing your business into one way of spending.
Keep existing business cards with Card Connect™
Use Expend cards where you need more control
Manage mileage and out-of-pocket claims in the same platform
Keep your existing cards. Gain real-time control.
Card Connect™ is one of the key reasons businesses choose Expend.
Instead of replacing existing Visa and Mastercard business cards, Expend lets you connect them into the platform. Employees keep using the cards, credit limits and rewards they already rely on, while finance gains live visibility, receipt prompts and cleaner expense data.
That makes Expend easier to adopt, especially for businesses that already have card programmes in place.
Less chasing, correcting and reconciling
Expense software should not create a different kind of admin for finance.
Expend helps reduce the repetitive work behind employee spend: chasing receipts, fixing categories, checking missing details, routing approvals and preparing data for accounting.
Employees are prompted to complete expenses as they happen. Managers can review faster. Finance gets cleaner, approved data ready for reconciliation.
Better control should not mean a worse employee experience
Finance teams need compliance and visibility. Employees need a simple way to pay, submit and move on.
Expend balances both. Employees can capture receipts, submit claims, manage cards, track mileage and see expense updates from the mobile app. Finance can apply policies, approval rules and spending controls in the background.
The result is a process that feels easier for employees and more controlled for finance.
Ready for growing teams and real finance processes
As businesses grow, expense management becomes more complex. More employees, more cards, more approvals, more systems and more compliance requirements all increase the pressure on finance.
Expend is built to support that growth with secure card controls, approval visibility, audit trails, accounting connections and role-based access.
That means teams can improve expense management without losing control as volume increases.
Keep your existing cards with Card Connect™
Bring existing Visa and Mastercard business cards into Expend, reducing disruption.
Add Expend cards where you need more control
Issue physical or virtual cards with limits, security controls and real-time spend visibility.
Capture and complete expense reports in real-time
Employees complete as they go, reducing missing receipts and month-end admin.
Give finance cleaner data every time
Receipts, categories, notes and tracking groups are captured earlier, reducing errors.
Control spend without manual checking
Expense Policies and Approval Workflows work automatically in the background.
Sync approved data into accounts
Make month-end easier to manage by sending accurate expense data into your accounts.
What finance teams look for - and how Expend helps
Will employees actually use it?
When employees learn how easy Expend is to use, there's no looking back to paperwork or spreadsheets! Employees can capture receipts, submit expenses, track mileage, manage cards and see expense updates from the mobile app in seconds. The process is designed to be simple in the moment, so information is captured while the spend is still fresh.
Will finance get better control?
Yes! Expense Policies, Approval Workflows and Expend card controls help finance teams set the rules behind employee spend. You can control what information employees submit, how expenses are reviewed, and where spend needs extra oversight.
Will month-end become easier?
Absolutely. Expend helps capture cleaner expense data before it reaches finance. Receipts, categories, notes, mileage, tracking groups and approval details can be collected earlier, then synced or exported into your accounting workflow after approval.
Will it scale with us?
Yes - as spend volume grows, Expend helps teams manage more cards, claims, mileage, receipts and approvals without relying on manual workarounds. It supports multiple payment methods, approval routes and accounting workflows in one platform.
Can we trust it?
Absolutely. Expend is rated highly across major review and marketplace platforms, including Trustpilot, Reviews.io, G2, Capterra, the Apple App Store, Google Play and the Xero App Store. That gives prospective buyers confidence that Expend is used, reviewed and trusted by real users.
*Money-back guarantee covers monthly account fees only. 90 days from account application. Completed refund form required within this period. All other costs excluded. T&Cs apply.