Expense Management
Introducing Expend - the best way to keep track of business expenses.
Our smart software simplifies the complex task of recording, monitoring and controlling business expenses, for every department in the company.
From managing employee spending to tracking mileage for taxes, and with accounting integrations for finance teams to view spending - we handle everything.


Expend Mastercards
Track employee spending with Expend Mastercards for their business expenses.
Retain control of spending while providing flexibility, with customisable budgets for each employee Mastercard and real-time tracking for reporting. Employees love Expend cards as it removes the need for them to pay out of their own pocket for business expenses!
Our cards can be used worldwide anywhere that Mastercard is accepted - in stores, online, and at ATM machines - and the FX rate can be as low as 0%, depending on the Expend account type.
Earn While You Spend
Now with Cashback on eligible purchases, Expend cards do more than streamline expenses - they give something back. Turn everyday business spending into real savings, all while keeping full control and visibility.
Use your Expend card, earn Cashback, and offset your subscription.
It’s a smarter way to manage costs and maximise value from every transaction.


Instantly Issue Business Virtual Cards
Empower your team with digital expense cards - from single-use cards for one-off purchases to subscription cards for recurring payments.
Instantly issue virtual corporate cards with customisable spend controls, and built-in receipt capture - no physical delivery needed. Whether your team is remote, hybrid, or in-office, they can start spending immediately using Apple Pay or Google Pay, too.
With smart budgeting controls like per-user, project-based, or fixed-budget spending limits, and advanced security that lets you lock, unlock, or cancel cards in real time, your expense management becomes seamless.
Apple Pay. An easy way to pay online and in-app.
Apple Pay is here and available on all your Apple devices.
To get started, open Apple Wallet on your iPhone or Apple Watch, or select Wallet & Apple Pay in System Preferences on your iPad or Mac. Now you’re just a few taps away from using Apple Pay with your Expend card.


Tap Into Convenience with Google Pay™
Google Pay™ is a fast and simple solution for contactless payments.
By integrating your Expend card with Google Wallet, you can now enjoy the convenience of tapping to pay with your smartphone or smartwatch, wherever Google Pay and contactless payments are accepted. This feature not only streamlines your transactions but also ensures fast, secure access for all your business needs.
Google Pay and Google Wallet are trademarks of Google LLC.
Card Connect™ Integration with Bank Cards
With our Card Connect™ feature, your employees can integrate existing Visa or Mastercard business bank cards into the Expend platform for seamless expense management.
This allows you to manage all of the business expenses across the entire company, whether paid through an Expend card or a connected Visa or Mastercard, in one place - and in real-time.
Instead of spending hours reconciling transactions across multiple bank statements or remembering logins for different apps, Expend enables you to keep your team organised and company expenses streamlined with access to all expenses data in one place.


Set Precise Policies for Effortless Compliance
Simplify your expense management by implementing company-wide policies that dictate the necessary requirements for each expense submission. Ensure that employees attach proper receipts, invoices, or other relevant documents, and set spending limits tailored to each Expend card distributed to individual employees.
0% Foreign Exchange Fees
Take advantage of our Expend card's 0% foreign exchange fee benefit, available on selected plans, to save on overseas transactions. Whether your team is travelling abroad or making international purchases, you can cut unnecessary costs while maintaining full control over your company’s spending.
This feature makes global business operations more affordable and straightforward, allowing you to focus on growth without worrying about excessive fees.


Business Travel Expense Software
Expend’s app also has a business mileage tracker for corporate travel reporting.
Employees can track business miles using our Google Maps integration and mileage calculator, store receipt records and calculate reimbursement totals automatically.
All we need to know is where employees start their trip and where they end up, and we’ll do all the bits in between.
Top Security Measures
We take security seriously. From data encryption to multi-factor authentication, our platform is designed to protect sensitive financial information. We comply with the highest industry standards to safeguard your business and its data, ensuring that your financial management system is not only efficient but also secure.
To learn more about how we protect your data, visit our security page.


Team Management
Lighten the admin load by sharing expense approval responsibilities across Team Managers.
Empower managers to enforce company spending policies and give them transparency of their team’s spending on expenses. From food expenses for employees to tracking mileage for taxes, managers can see all claims related to their assigned team.
Set controls to ensure managers are only given access to employee expenses in their assigned departments, while the Company Admin is given access to view company-wide spending.
Accounting Integrations
No more manual entry, no more hassle! Our receipt tracker app captures transaction details, receipt photos plus categories, tracking groups, and notes for all employee expenses.
This data is then effortlessly synced into the accounting software with just a few clicks.


Streamlined Onboarding with Full Training and Support
Our onboarding process is designed to be fast, hassle-free, and tailored to your business needs. We offer comprehensive training for new Admin and Member roles, ensuring everyone understands how to use the platform effectively.
For larger businesses, we take the burden off your team by handling the addition of hundreds of employees during the setup process, so everything is ready from day one. Let us help you get started quickly and smoothly, making your expense management as easy as possible from the very beginning.

FAQs
Is Expend suitable for small businesses?
Yes. Expend is built for small and growing UK businesses that need better control over employee spend, receipt capture, mileage claims, reimbursements, approvals and accounting data.
Can I put my managers in charge of their team's expenses?
Yes! We have an easy-to-use Team Management feature, which means you can mirror your organisation's structure within your Expend account.

