Loved by Partners and Customers
Expend is an agnostic spend and expense management platform for businesses, with a focus on automation, AI and efficiency. We can digest and export any type of transaction data via our API's, to deliver a value-added service for our partners and their clients.
No-Code Integration
We provide low friction onboarding with no-code integration. This means zero engineering effort is needed from your tech team for implementation.
Increased Spend on Cards
Improve your customer offering by giving them the expenses software they need, in turn generating higher revenue for your business.
Easy Deployment
Expend has industry-first integrations with Visa and Mastercard in the UK, removing the dependency on your development team.
The Expend Workflow
We directly integrate with the cards that you offer or enable real-time transaction feeds from all major payment networks, transforming expense transactions into useable business analytics. Low friction onboarding with no code integration means we can launch your partnership programme in record time!
Boost Revenue and Customer Loyalty
See how Expend helps you get higher revenue and increased loyalty from your customers by giving them the tech they need to support their existing bank cards.
White Labelled Solution
Customised to fit your customers' requirements. Simply select the features you need.
Embedded Integration
Integrate features of the Expend platform into your existing banking app or software.
API Feed Integration
Receive a real-time expenses data feed to enrich your existing platform.
Expenses Are Messy
Managing business expenses can be daunting, consuming valuable time and resources. At Expend, we understand that the process involves gathering extensive data, verifying accuracy, chasing employees, reviewing policies, and ensuring all records are accurately filed.
This universal challenge presents a significant opportunity.
By integrating our platform with business transaction data, we can increase the efficiency of your customers business.
Gain Customers and Improve Loyalty
Your customers can enjoy advanced real-time expense management with features such as automated receipt capture, seamless reconciliation, real-time feeds, and accounting integrations. Enhance your ROI from existing customers by increasing the number of cards issued per customer and capturing more of their spending.
On average, employees spend £1,864* a month on business expenses. This expenditure occurs regardless of whether they use personal cards, prepaid business cards, or outdated card-sharing systems. Don’t miss out on this interchange revenue by letting this opportunity slip away.
Lightning Fast to Market
Provide your business credit or debit card users with real-time visibility into expense spending through our no-code platform. Our modular system allows us to deliver a customised product tailored to your and your customers’ needs without requiring any integration with your existing infrastructure. This means zero engineering or integration work is needed from our partners.
A Global Solution to a Local Problem
No matter where your customers are, our solution is designed for them, featuring international tax frameworks and OCR scanning for currency recognition. Enhance your trusted brand by offering a product that feels uniquely yours, while we handle the technology behind it.
Seamless Onboarding, 100% Satisfaction
We take care of every aspect of onboarding, implementation, training, and support on your behalf. Our dedicated onboarding team ensures a swift and customised experience for your customers.
Expend is intuitive for both employees and finance teams, and is easy and quick to learn. Our UK-based, 5-star rated support team is available via LiveChat and phone to answer any questions your customers may have.
The optimal solution for any firm with financial data
Banks
PayFacs
Other Payment Firms
Banks
Partnering with Expend provides banks with numerous advantages, including a more engaging and feature-rich offering for business customers, enhancing customer retention. This collaboration drives increased usage and spending on bank-issued cards, adding significant value and helping banks stay competitive. Additionally, our API seamlessly integrates and exports any type of transaction data, ensuring a smooth and efficient experience for both banks and their clients.
Expend has streamlined the expenses of my clients making them easy to manage and control. If you're still processing expenses the traditional way it's time to stop. Once you implement Expend you will never look back!
Use Expend a lot - an easy to use system, love the reminders to add receipts.
The online system and app are very easy to use. If I ever have any queries or issues with anything, the team always respond to me very quickly and are very helpful and knowledgeable about the system.
Expend is quick and easy to use. Allows team leaders and Business Support autonomy when purchasing. The phone app is quick and intuitive when photographing receipts on the go.
Expend has made collating my expenses so much easier than before. If I am working remotely then I can log my expenses immediately without having to hold on to numerous paper receipts and risk them being lost or damaged.
Such an easy application to use when recording daily work receipts and expenses.
Very easy to navigate around when mobile, and a desktop site which has everything to hand. Same functions as a high street bank. Great expense platform.
Convenient and fast, perfect for bigger business. Customer care is top notch.
Expend is really easy to use, especially when you’re on the fly. Don’t let them build up and take half a day at the end of the month, just photograph your receipt on the app. It’s brilliant and fill in a few details and you’re good to go. Much better than Concur in my opinion and I’ve used both.
Best expenses system I've ever used. Used many different expenses systems over the past 30 years. This one is brilliant. Easy to use, the app is excellent to use on the go and it's very easy to review and manage my teams expenses.
Completely happy. We are an SME and have now used expend for a couple of years for all our management's expenses and travel, plus the odd small purchase. What we like is the ease of use + the ability to set budget limits. The cost is also very reasonable. We have had a positive experience throughout without a single problem or issue.
Would recommend. Expend is easy to use and has made expensing so much easier. I find their mobile app especially useful as it lets you scan receipts immediately.
Simple and efficient. The Expend card has given our team members the flexibility they need, and has given the managers a high level of control. The process of submitting expense records (receipts) is very simple, and saves so much time for everyone.
Virgin Money
Company Size:
8000
Industry / Sector:
Business Banking
Favourite Feature:
Expense Management
''Expend offers a service that we know will provide real value to our customers. Businesses want to be able to do tasks quicker and more effectively – and this expense management service is exactly the kind of help many of them need.
Not only will it solve a core business pain point, but it will also enrich the data they have, giving an accurate view of their expenditure. Working with our fintech partners is playing a vital role in transforming our business bank.''
Graeme Sands, Business Banking at Virgin Money
Most Popular Features
Streamlined expense tracking
Centralising expenses for the entire business in one platform reduces administrative burden and improves efficiency.
Fraud prevention and compliance
Expend’s automation reduces fraudulent claims and ensures expense policy compliance, protecting your business from financial risks.