Comparing Soldo to Expend?

Learn more about Soldo and Expend below

expend app and cards
Expend is More Than a Card Product

Expend is a fully fledged expense management suite. Think of us similar to a swiss army knife; giving you the choice to use the correct tool for your business.

£0 Setup and No Hidden Fees

Expend has simple price plans with a low monthly fee. We stay away from complicated charges to help you understand your business cashflow much easier.

All Features Included

We believe that all customers should have the best possible experience when using Expend. So, we include ALL of our key features as standard with all plans.

Expense Cards

Expend (Essential)

Soldo (Standard)

Mobile app and expense categories

Card budget limits per day/week

Google Wallet and Apple Pay

Balance and decline alerts

Restrict merchant categories e.g. gambling, alcohol

Limit or disable ATM withdrawals

Expense Management

Expend (Essential)

Soldo (Standard)

OCR receipt/invoice data capture

X

Expense approval workflows

X

Out of pocket expenses

X

Mileage tracking

X

Split expense transactions by line item

X

Digital receipt archive

X

Customised template export (.csv, PDF, .xlsx)

X

Automated missing receipt reminders

X

Expense policies

X

Mirror organisational structure

X

Customer success manager with tailored training

X

Monthly Pricing

From £33 for 3 users

From £21 for 3 users

Fee charged per physical card issued

£0

£5

Other Features

Expend (Essential)

Soldo (Standard)

Xero and QuickBooks integrations

Multi-entity account setup

Expend vs Pleo at a glance

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expense management app for small business

Expense Management

Introducing Expend - the best way to keep track of business expenses.

Our smart software simplifies the complex task of recording, monitoring and controlling business expenses, for every department in the company.

From managing employee spending to tracking mileage for taxes, and with accounting integrations for finance teams to view spending - we handle everything.

mobile app and expense card
Media - Employee Cards (1)
Business corporate cards

Expend Mastercards

Track employee spending with Expend Mastercards for their business expenses. 

Retain control of spending while providing flexibility, with customisable budgets for each employee Mastercard and real-time tracking for reporting. Employees love Expend cards as it removes the need for them to pay out of their own pocket for business expenses!

Our cards can be used worldwide anywhere that Mastercard is accepted - in stores, online, and at ATM machines - and the FX rate can be as low as 0%, depending on the Expend account type. 

Switch to smart, trackable spending

Background for switch-to-smart-trackable-spending
An industry first

Card Connect™

Our Card Connect™ feature allows real time transaction data from Visa and Mastercard business bank cards into the Expend platform, too. 

This is revolutionary for businesses! It means admins can view all business expense transactions across the company - whether expenses are paid for on an Expend card, or an alternative business bank card - and employees can view all of their expenses in their Expend app, ready to add receipts.

Business bank cards can be connected to Expend in a few simple steps, and whether you're using Expend cards or connecting your Mastercard and Visa Business Cards to our platform, we employ cutting-edge bank-level encryption to safeguard your data across the entire platform.


Media - Card Connect (3)
Team Management Hero
Reviewing Employee Expenses

Team Management

Lighten the admin load by sharing expense approval responsibilities across Team Managers.

Empower managers to enforce company spending policies and give them transparency of their team’s spending on expenses. From food expenses for employees to tracking mileage for taxes, managers can see all claims related to their assigned team.

Set controls to ensure managers are only given access to employee expenses in their assigned departments, while the Company Admin is given access to view company-wide spending.

Join thousands of Expenders

What is Expend?

Expend is a UK based, all-in-one platform for managing business expenses, including automated receipt and invoice handling, smart Mastercards for employee spending, mileage tracking, and simplified accounting. It’s like having a personal finance assistant, saving time for business owners, employees and finance teams.

With Soldo company cards, you control your business expenses and who spends company money, how much, on what, and which budget they use. Set custom rules and limits for each card in a few clicks to prevent overspending , without micromanaging every transaction.

While both Soldo and Expend offer employee expense cards and real-time reporting, Expend goes further by introducing the innovative Card Connect™ feature, enabling users to link any Visa or Mastercard network bank card for comprehensive spending visibility, plus mileage tracking, approval workflows and split expense transactions included in all plans. This sets Expend apart, offering finance teams a holistic view of company expenses, without gate-keeping the best features for the highest paying customers. We make expenses extremely easy, for every business of any size.

Yes. Card Connect™ lets eligible Visa and Mastercard business cards connect to Expend. This helps finance teams keep existing cards while improving receipt capture, transaction visibility and reconciliation.

Expend may be a good Spendesk alternative if your business wants flexible expense management across multiple payment methods, including Expend cards, connected business cards, mileage, reimbursements, receipts, approvals and accounting sync.